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All Profit, No Risk: How the bail industry exploits the legal system

By Wendy Sawyer

This report examines a frequently overlooked part of the dysfunctional money bail system in the United States.

The image of the bail bondsman who brings fugitives to justice is a familiar and powerful one; unfortunately, it’s more fiction than fact. In this report, we explain why the central tenet of the industry — that “it provides a public service at no cost to the taxpayer” — is a lie that the industry uses to defend its profitable position in the American criminal legal system. In reality, bail bond companies and their deep-pocketed insurance underwriters are almost always able to avoid accountability when they fail to do their one job — to ensure their clients’ appearance in court. The result? They get richer, defendants get poorer, and local law enforcement does their job for them, returning defendants to court on the taxpayer’s dime.

When their clients do not appear in court, bail companies are supposed to fulfill their obligations and pay the “forfeited” bail bonds. But journalists and local government officials around the country have independently discovered that their particular city or county is owed thousands or even millions from bond agents for unpaid bail bonds that have been ordered forfeit. Many of these jurisdictions have yet to put together that this is not simply a local problem, but a systemic problem with commercial money bail — and one that has been intentionally created by the bail industry to protect its profits.

Northampton, MA: Prison Policy Institute, 2022.